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Join the Creative Wealth Movement

Be part of Northern Uganda's first financial cooperative built exclusively for creators. Secure your financial future while doing what you love.

Why Join WALK SACCO?

We offer more than just bank accounts. We offer a community and an ecosystem designed to help you thrive.

Financial Security

A safe haven for your savings, governed by creatives you know and trust across Northern Uganda.

Accessible Credit

Loans designed for the irregular income patterns of creative work with low interest rates.

Member Benefits

Access to creative hubs, production equipment, and national market linkages for your craft.

Who Can Join?

Active Creatives

Any creative practitioner active in one of the nine officially recognized creative domains.

Regional Resident

Residents of West Nile, Acholi, Lango, or Karamoja sub-regions.

Legal Adult

Individuals over 18 years of age with a valid National ID or equivalent documentation.

Joining Requirements:

  • Valid National Identity Card (Original & Copy)
  • One recent Passport Photo (white background)
  • Membership Entrance Fee (UGX 20,000)
  • Evidence of your creative work/domain
Cultural event

Frequently Asked Questions

Everything you need to know about joining and succeeding with WALK SACCO.

Once registered, you'll receive a WALK SACCO member number and our bank account details. You can save via bank deposit, mobile money transfers, or directly at our office in Gulu City.

New members are eligible for loans after a consistent three-month saving period. Your maximum loan amount is typically based on your total savings and creative activity.

No. We understand creative income is irregular. You save what you can, when you can. However, consistent saving increases your creditworthiness for future loans.

Yes! We cover the entire West Nile, Acholi, Lango, and Karamoja regions. You can register online through our contact form or visit our regional coordinators during their district tours.

Our rates are significantly lower than commercial banks and micro-lenders. Exact rates vary by loan type but are designed for affordability on artistic income.

Membership Interest Form

Start your application through the WALK application portal — the secure home for WALK membership and loan applications.

Apply through the WALK Application Portal

Membership and loan applications are now processed securely through the WALK application portal.

Start Your Application

Need help? Contact the WALK SACCO team through the Contact page.